Okay, it's not actually possible to not spend ANYTHING. Look at it more like "cut back" November. Buy for the week and cook over the weekend. Skip the coffee on the way to work and take a thermos. It will be easier if you leave your credit card at home. Happy fat bank account!



Stuff an extra pair of socks in your car's glove compartment. They work great on your hands if you forget your gloves, or you change into them if you step in a water puddle! Save missmatched socked to cover your wiper blades!


Admit it. The nights are getting cooler. That means your fuel bill will soon be on the rise. Prepare by setting aside a little extra money now. Then you won't begrudge your toasty toes when you turn up the heat in December!


Veteran's Day is only a few days away. Search out your local parade and make plans to go. Pack a lunch (or stop by your favorite drive-thru) and have a small flag for each person in your party. Alternately, raise a flag at your house or write a veteran a thank-you card. Well done, human!


Whether for your pantry or for the canned food drives that happen every holiday season, stalk the sales now! Look for canned soups, sauces, fruits, veggies, meats, even cheeses! You can often find them for as little as $.50 a can!